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Tag Archives: mva

New York State’s Mandatory Personal Injury Protection Insurance

New York – One the essential components of car insurance in NYS is the personal injury protection (PIP) coverage. It is mandatory to ‎have at least some basic level of this insurance as part of your car insurance in this state. Many don’t ‎truly understand the meaning of this insurance unfortunately until they’re in a car accident with ‎injuries. A sudden car crash inevitably takes you by surprise and the injuries can vary from minor to life ‎threatening in mere moments. The insurance coverage provided for accident injuries covers both the ‎driver and passengers in the vehicle during the collision. It likewise may also cover you if you’re ‎involved in a pedestrian accident, but this should be discussed with a professional, dependant on ‎details of the motor vehicle accident (MVA). It is important to note that a covered injury from an MVA ‎is paid for regardless of whether or not you have health insurance. Additionally, this coverage is ‎helpful when the other car or truck is driven by either an uninsured driver or underinsured motorist. A ‎top New York accident lawyer notes that your PIP insurance ‎can guarantee that your injuries and medical treatment will be covered, up to the policy limits, ‎regardless of who caused the accident. Some injury victims find it necessary to file a personal injury ‎lawsuit in order to help compensate them for their MVA injuries and help get the needed treatment ‎and payments. You can read more details about New York’s PIP insurance requirements here.

Photo for illustrative purposes only. Photo Credit: Jason Burwen [License]

Queens car accident leaves one woman dead and mutiple injury victims

New York – The Van Wyck Expressway was the scene of a deadly hit-and-run car crash one late night this month. An elderly woman was a rear passenger of a car that was struck by another ‎vehicle, leaving her with fatal injuries. Her vehicle was hit from behind by an SUV during the high ‎speed motor vehicle accident (MVA) that ultimately involved three cars. The rear-end accident also ‎caused multiple accident victims to suffer injuries of varying degrees. To make matters worse, the ‎reckless driver that caused the collision fled the scene on foot after hitting a guardrail and crashing ‎onto another road. Police believe that the driver of that SUV was speeding and possibly could have ‎been a drunk driver. The driver of the car that was rear-ended was also evaluated for injuries from the ‎accident. However, at least two more crash victims from a third vehicle involved in the same accident ‎were taken to the hospital with wounds according to reports. There are more details about this hit-‎and-run crash and other recent deadly New York City MVAs available at this site.

Photo for illustrative purposes only. Photo Credit: Carlos Ebert [License]

Injured accident victims when a jeep crashes into a storefront

New York – A bagel store in Westchester was the scene of a surprising car crash that left at least three injury victims. The driver of a jeep was apparently leaving the parking lot, having been parked in a spot directly in front of the restaurant in New Rochelle, NY. It is believed that the driver became confused when he put the car into drive instead of reverse and then pressed the gas. This caused the driver to lose control of the vehicle and slam into the storefront and hit several pedestrian workers in the store. It ripped apart the entire front of the store when the vehicle jumped the curb and drove through the front glass wall. The pedestrian accident left the workers injured and in need of emergency evaluation for unclear wounds. The injured workers were not the only ones who suffered wounds during the motor vehicle accident (MVA), as the driver of the vehicle also suffered accident injuries. The injured workers will likely be treated using their worker’s compensation insurance, also referred to as worker’s comp. However, in certain circumstances such a car collision at work is treated using the car insurance policy. See this article for further information about this MVA.

Photo for illustrative purposes only. Photo Credit: fredsharples [License]

Bronx bus crashes and falls from overpass

New York – A Metropolitan Transit Authority (MTA) bus crashed off the side of a highway overpass after it jumped the curb and fell over the side of the roadway. Police and federal transit investigators are still evaluating the bus accident but some are expressing significant concern regarding the cause of the collision. What is currently known about the bus collision is that the driver was making a turn on a highway ramp while driving an extended accordion bus. While navigating the turn, possibly faster than should be attempted safely by such a long and heavy vehicle, the bus lost control and hit a low metal fence that served as a guard rail on the ramp. The speed and force of the crash caused the bus to break through the guard rail and begin a steep fall to the roadway below. Interestingly, the rear section of the bus remained on the road above while the front section fell nose first to the road below. Images from the scene show the remarkable stop that the bus made just before completely crashing onto the highway below. However, the bus driver and multiple passengers inside the commuter bus suffered extensive accident injuries. The driver reportedly suffered facial injuries and possible head injury in addition to neck and back pain. Passengers were noted to have suffered both initial crash injuries as well as fall injury wounds after they were thrown from their seats and fell to the ground or floor. All of the accident victims were rushed to the emergency department of nearby hospitals for treatment. Common and expected injuries from this type of accident include traumatic brain injury (TBI) spinal injuries, broken bones or fractures, internal bleeding as well as others.

MTA investigators, police, fire and federal officials were then tasked with determining the cause of the accident. Reports show that the driver passed an alcohol and possibly drug test after the horrific motor vehicle accident (MVA). However, questions have arisen about the speed of the bus and whether or not speeding was a factor in the collision. It has been pointed out that the bus may have been travelling within the posted speed limit for that section of road. However, the extended length, height and weight of the bus require a slower and more cautious speed in order to safely execute such a turn. Further investigation is underway to determine whether or not due caution was exercised by the driver in addition to examination of the mechanical functioning of the commercial vehicle. You can read more and see video of the bus crash scene here.

Image for illustrative purposes only. Video capture credit: Skyler Fire

Serious injuries including a traumatic brain injury in Queens car accident

New York – Two cars collided in a horrific motor vehicle accident (MVA) in Queens, leaving three injury victims. The first vehicle was being driven by an off-duty police officer when the second vehicle broad-sided him at an intersection, according to reports. His car then struck parked cars and slammed into a telephone poll. The poll cracked and then collapsed according to witnesses. The vehicle then caught on fire and fire rescue was dispatched to the accident scene. It is unclear whether or not the cop was wearing a seatbelt, however, he was ejected from the car during the impact. This raised a question of a safety equipment malfunction during the MVA. Emergency first responders explain that they found the injured driver on the street suffering from a traumatic brain injury and neck injury. Spinal injuries in this context present a special difficulty in treating patients with a serious head injury according to doctors. The other two accident victims from the second car suffered less serious injuries. However, they will require additional testing to determine the nature and extent of their wounds. Trauma specialists note that some accident-related injuries can start out as appearing not serious but eventually develop into chronic pain or even permanent disability ones over time. This can especially be true if the wounds are ignored or not picked up on early enough. See this article for additional information regarding this Queens car crash.

Photo for illustrative purposes only. Photo credit: Joel Kramer [License]

Queens bus accident injures passengers

New York – MTA transit officials report that a New York City bus was involved in a bus crash this week. The motor vehicle accident (MVA) occurred when a car collided together with the bus. The force of the car accident caused the bus driver to apparently lose control. The bus jumped the curb and crashed into a wall. Multiple passengers in the bus were thrown about and fell during the collision. Trauma doctors note that this type of mechanism of injury increases the types and severity of injuries that can be suffered during the crash. They note that there are primary, secondary and tertiary impacts that can lead to carious injuries such as spinal injury, head injury with traumatic brain injury, broken bones or fractures and internal organ damage. This latter category can include liver laceration or a spleen laceration with internal bleeding or even a tension pneumothorax that can be life threatening. The other car involved in the car crash had most of the front of the vehicle ripped right off and crushed. Specifics about the injuries suffered by the accident victims are not available at the time of this report. You can see this article for more details about this MVA with injuries.

Image of bus accident for illustrative purposes only. Photo Credit: Oran Viriyincy [License]